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A building rarely falls apart all at once. The warning signs usually arrive quietly. A leaking roof gets patched instead of replaced. Parking surfaces begin cracking faster every winter. Elevators start needing repairs more often than anyone expected. Then one day, the numbers stop making sense, and the property owners are left dealing with major costs they never properly planned for. The Condominium Act (in Alberta & BC) states that all condominiums must have a reserve fund